Now is the time to enroll in a No Monthly Premium Medicare Advantage Plan (MAP) to upgrade your medical benefits.
While some MAPs have a monthly premium, there are enough to choose from that do not require you to pay a monthly premium.
Medicare Advantage Plan, Part C, came into existence in 2004 and has been growing ever since. There are now approximately 27 million Medicare beneficiaries distributed through their Part A and B benefits MAPs that are offered by private insurers and typically include Part D prescription drug coverage.
Medicare advantage plan benefits
In addition to offering their Part A and Part B benefits, many MAPD plans offer benefits not available through Original Medicare including dentistry, hearing, fitness programs, telemedicine, funding for healthy eating, personal home assistance, over May include over-the-counter medications. Transportation for doctor's visits, and other extras. Plans can also tailor their benefit packages to certain chronic-ill conditions, such as diabetes or kidney disease.
MAPD plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even when you are in a Medicare Advantage plan. You are always covered for emergency and urgent care with all types of Medicare Advantage plans. Medicare Advantage plans must offer emergency coverage of the plan's service areas (but not outside the U.S.).
In most Medicare Advantage HMO (health maintenance organization) plans, you can only visit doctors, other health care providers, or the plan's network hospitals, except in an urgent or emergency situation. In an HMO-POS (Point of Service) plan, you may be able to get some services out of the network for higher payments or for co-insurance.
Jump To -
Keto Diet Reddit - Why The Keto Diet Is So Effective for People
You just need to make sure that your preferred providers and hospitals are in-network and that your medicines are on the formulary of the plan.
The Medicare Annual Enrollment Period (AEP) allows you to leave a plan, sign up for a plan, or change plans. AEP lasts from 15 October to 7 December each year. However, if you're just turning 65, the AEP is insignificant. Your Early Enrollment Period (IEP) begins 3 months before you turn 65 and ends 3 months after you turn 65. Lastly, if you enrolled in the MAPD scheme between October 15 and December 7, you can switch to another advantage. Plan or skip the plan in favor of Original Medicare and get a standalone Part D prescription plan between January 1 and March 31.
Remember, if you enroll in an MAPD plan, you must continue to pay your Part B premiums. In addition, you cannot have a Medicare Supplement Plan and a Medicare Advantage plan together. And, when you enroll in the MAPD plan, your coverage will begin on January 1, 2022.
Will Barnes, a business-financial consultant, and expert author helps Social Security recipients get all of their benefits under Original Medicare Part A and Part B through Part C. Part C, also known as Medicare Advantage plans (MAPD), provides all Medicare Part A. and Part B, benefits in addition to prescription drug coverage. In addition, most Advantage plans offer benefits unavailable through Original Medicare such as vision, dental care, physical fitness, transportation, over-the-counter medications, funds for healthy eating, personal home assistance, and other extras. To know about and avail of these benefits go here - Click Here